Many business owners have become accustomed to low interest rates. In fact, from 2010 to 2022, interest rates have been historically low. The Euribor , a widely used benchmark rate, was even negative for several years. But in 2022 came the turning point. An unprecedented rise in inflation peaked in September 2022 with a consumer price index (CPI) of 14.5%.

Therefore, to fight inflation, central banks gradually raise interest rates. Higher interest rates inhibit the economy and thus demand, and lower demand inhibits the rise in prices. So the thinking goes. What does that mean for financing your business?

In this paper, we address:

• Interest rate trends for business loans and their impact on entrepreneurs
• The cost structure of a business loan
• The possibilities of influencing these cost components and making impact calculations

Download this paper to determine if you should take action now.